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Where Future Wealth Meets Today's Wealth Management.

 


A T.E.A.M. Certified Mortgage Planning Firm 

Bookmark our website as your #1 Mortgage Finance Resource.   


What are Rates Doing Right Now? 

Our Newsletter articulates how Mortgage Rates were affected by this past week's financial markets and FED movements in simple terms.
* Updated every Sunday morning and it's free for you and your clients. Simply click the blue box below.


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First-Time-Buyer Experts

You are a young graduate with a great position working for a company in or around Boston. You want to buy your first home but the rules have changed. Lenders want more down, rates are higher and above all what if I can't sell for a profit in the next three to five years? Should I buy or just continue to rent until prices stabilize? The IRS is gauging my paycheck and I really would prefer my own space.

Does anyone have answers?

We do. We created a system just for you.

 * 2.25% Down Payment which can be gifted
 * 2% Interest Rate Reduction on 30 year fixed
 * Monthly payment that rivals rent
 * Guaranteed Equity Build Up
 * Sell right-side-up!
 * Finance incentives never seen before
 * Realtor Buyer Agents trained on our system


Click this link to download a FREE Brochure! 

Congratulations on your new career. Now let us help you buy your first home.

Click Here for further details...


FHAWe are an approved FHA Lender

- 96.5% Loan-To-Value  

- No declining market hits or restrictions

- FICO scores as low as 500 welcome

- Assumable previsions helps sell your home

- Streamline true NO-DOC refinances

FHA is a smart choice even if you qualify conventionally. That is why we qualify you for both FHA as well as conventional when you work with us. We show you the difference.


Dare To Live the American Dream. Mortgage FREE.
House Paid Off
United First Financial's Money Merge Account System (MMA) is made especially for wise homeowners who want to be mortgage-free in 1/3 to 1/2 the time.

We are Certified United First Financial agents. 

Schedule a FREE Mortgage Analysis. Let us show you how to be Mortgage FREE!

Discover what thousands of American's are doing to pay off their mortgage right now!

 Click here to see the UFirst Money Merge Account (MMA) system.



REVERSE MORTGAGE - Certified - Experts

Reverse Mtg


We are certified with FINANCIAL FREEDOM, the #1 Reverse Mortgage lender in the United States.

Would You Like To:

Get answers to Frequent Questions about Reverse Mortgages?

- Learn about Consumer Safeguards

- Learn about How the Process Works

- Find out How I can Use the Money I Receive

- Obtain a Free Consultation with our certified expert

Reverse mortgages have helped hundreds of thousands of seniors secure their retirement through additional guaranteed income. As with all loan products, it's important that you fully understand the process and the mortgage before you agree to it. BENCHMARK MORTGAGE is here to help you do JUST that.  Call us TOLL FREE today!


Apply Online. It's Safe and Convenient!

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WBZ TV Recognizes Michael Ciavarini

Boston MA - WBZ TV 4 News recognizes Michael Ciavarini for his creation of Realtor's Edge. To WBZTV Logo SMview the entire Channel 4 story and video clip, visit the Press Release page of The News Room.


Top News


Pending Home Sales Suggest No Quick Recovery for Housing Market - 7 hours ago
Markets were expecting the housing market to continue struggling in the fourth quarter, but the November's decline in pending home sales was much worse than anticipated. Pending home sales, which predict actual home sales in the upcoming month, fell...(read more)
Decline in U.S. Pending Home Sales Picks Up in November - 8 hours ago
An index looking at pending home sales in the U.S. picked up its pace of decline in November, the National Association of Realtors reported on Tuesday. U.S. pending home sales fell more than expected with a 4.0% decline in November. The index now stands...(read more)
Ted Spread Narrows After Treasury Announces Regional Bank Bailout - 10 hours ago
U.S. interbank lending rates were once again relatively unchanged from Monday's levels, but the Ted Spread narrowed after the U.S. government announced plans to inject capital into the nation's larger regional banks on Monday. The Treasury said...(read more)